INSTANT QUOTE for Your Home,

Short Term Rental,

or Commerical Building

We'll check 190+ carriers to find you the best rate.

Step 1 of 3

Basic Info

Email *

Phone

Home or Property Address

City

First Name

Last Name

By pressing “Next Step”, you accept and agree to our Terms of Use Agreement as well as acknowledge receipt of Our Privacy Policy and Disclosures, and you agree to provide accurate and complete household information.

Step 2 of 3

You & Your Property

Tell Us About You

Do you currently have insurance on the home or property you are inquiring about?

Yes

Have you filed a home insurance claim within the last 5 years?

Yes

What type of building is this?

Personal Residence

Commercial Building (Apartment complex or other)

Short Term Rental

Step 3 of 3

Up next - your rate!

When do you want your coverage to start?

What's more important to you?

Get To Know Us

Built by Brothers, Serving Big Bear

At Big Bear Lake Insurance, we specialize in providing tailored insurance solutions for both personal and commercial clients facing unique coverage challenges.

With over 20 years of experience, our independent brokerage offers a comprehensive range of services, including high-value home insurance, short-term rental coverage, earthquake protection, and excess fire insurance.

We also provide commercial policies for homeowners associations, restaurants, contractors, and commercial properties. Our expertise extends to securing coverage through the for high-risk properties, ensuring our clients receive reliable protection. At Big Bear Lake Insurance, we're committed to delivering personalized service and expert guidance to help you safeguard what matters most.

Nicolas Krupka

Territory Manager

Howdy Neighbors!

 Since moving to Big Bear, I’ve come to truly love this mountain town and the amazing community that makes it so special. When you love something, you protect it, and that’s exactly why I’m here.

With over a decade of experience in the insurance industry, I bring a deep understanding of what it takes to safeguard what matters most to you. Whether it's your home, vehicle, business, or beyond, I’m here to help you protect what you love in Big Bear.

Let’s work together to keep our beautiful community safe, secure and insured.

I look forward to speaking with you.

Ryan Krupka

CEO

I’ve been in the insurance world for over 20 years, and if there’s one thing I’ve learned, it’s that no two clients—or policies—are the same. As CEO, my focus is on helping people and businesses find the right mix of coverage, cost, and company.

I believe insurance should feel less like a chore and more like a smart move—and that starts with clear advice, real conversations, and doing what’s best for the client every time. Whether it’s protecting your home, your business, or your future, I’m here to help make insurance make sense.

In my free time I enjoy off-roading, camping with my family and fly fishing the lakes of California.

www.bigbearlakeinsurance.com

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